Privacy Statement
With new technology and data processing, banking, in general, has changed. American National Bank of DeKalb County takes pride in our old-fashioned virtue of customer confidentiality.
When customers open an account and provide private financial and personal information, they are protected by federal and state laws as well as our commitment to safeguard their privacy. This Customer Privacy Statement will outline the steps American National Bank has taken to assure that commitment.
Customer Information Collected
We collect information and data about our customers for several reasons.
- To positively identify you, your products and services to prevent access by unauthorized individuals.
- To gather information to comply with laws and regulations governing the financial industry.
- To collect and analyze customer information to create new products and services or improve existing ones.
- To understand our customers unique financial needs and recommend the most appropriate product.
Accuracy of Information
American National Bank is committed to maintaining complete and accurate information about our customers. We have established reasonable commercial standards to ensure the accuracy, timeliness, and thoroughness of this information. ANB will respond to requests to correct inaccurate information in a timely manner.
Protect Your Information
American National Bank maintains security procedures to help prevent unauthorized access to customer information. All of our operational and data processing systems reside in a secured environment that protects account information from being accessed by third parties. We grant access to customer information only in accordance with our internal security standards.
Employee Access
American National Bank employees are educated and aware of their responsibility to customer confidentiality. Access to customer information is provided only to authorized personnel.
Sharing Information With Other Companies
American National Bank does not sell online customer information to a third party for the purpose of solicitation nor independent use. Occasionally we provide information about you and your finances to other companies. Examples of circumstances are as follows:
- To provide your financial information with parties named in a lawsuit or administrative action when we are served with a court order or subpoena.
- To provide your financial information with federal or state regulatory authorities.
- To share information about you and your account(s) with credit reporting agencies as authorized by Federal law.
- To share information with outside agents or service providers to prepare or provide services on our behalf. These businesses agree to comply with confidentiality requirements and abide by applicable law.
- To share information with our affiliated companies as permitted by the Fair Credit Reporting Act (FCRA), unless you have instructed us not to share such information.
