Credit Cards
Learn how to apply for the Elan Visa Consumer Credit Card, the featured credit card of American National Bank of DeKalb County.
VISA® Signature Rewards
Annual Fee
Special Offers
Rewards
No annual fee.
0% introductory rate for first 6 months.
2500 bonus points with first purchase (may be redeemed for $25.00 in the form of statement credit.)
Earn 1 point for every dollar spent in net purchases.
No Points earning cap.
Points good for 5 years.
Redeem points for cash back, gift certificates, merchandise, Choose Your Own Rewards, and travel.
Cash back is in the form of statement credit.
VISA® Platinum
Annual Fee
Special Offers
Rewards
Minimum Requirements
No annual fee.
0% introductory rate for first 6 months.
The VISA® Platinum card is not a rewards card.
Must be 18 years of age, have valid U.S. address, Social Security Number, and a minimum annual household income of $12,000.
College Rewards VISA®
Annual Fee
Credit Limit
Rewards
Minimum Requirements
No annual fee.
$3,000
1000 bonus points with first purchase.
Earn 1 point for every net dollar purchased.
Maximum of 30,000 points earned annually.
Points good for 5 years.
Redeem points for cash back, gifts, merchandise, Choose Your Own Rewards, and travel.
Cash back is in the form of a statement credit.
Must be 18 years of age, have valid U.S. address, Social Security Number, and must be attending an accredited 2-4 year educational institution.
Co-Signer VISA®
Annual Fee
Special Offers
Rewards
Minimum Requirements
No annual fee.
$300 to $2,000
The Co-Signer VISA® card is not a rewards card.
Must be 16 years of age, have valid U.S. address, Social Security Number, and a qualifying co-signer.
Secured VISA®
Annual Fee
Special Offers
Rewards
Minimum Requirements
$35/year
Cash collateral is held by VISA® for 100% of approved credit limit.
The Secured VISA® card is not a rewards card.
Must be 18 years of age, have valid U.S. address, Social Security Number, and a security deposit in the form of a cashier's check or money order. Your credit limit will be equal to the amount of your security deposit.
VISA® Platinum Business Rewards
Annual Fee
Special Offers
Rewards
No annual fee.
0% introductory rate for first 6 months.
2500 bonus points with first purchase (may be redeemed for $25.00 statement credit).
Earn 1 point for every net dollar purchased.
Earn 2 points for every gas, restaurant, and telecom purchase.
No Points earning cap.
Points good for 3 years.
Cash back option comes in the form of statement credit.
VISA® Business Travel Rewards
Annual Fee
Special Offers
Rewards
$50 Company fee (Additional employee cards are free)
0% introductory rate for first 6 months.
5,000 bonus points with first purchase (may be redeemed for $50 in the form of a statement credit).
Earn 1 point for every net dollar purchased.
Earn 2 points for every airline, train, car rental, hotel and motel purchase.
No Points earning cap.
Points good for 5 years.
Cash back option comes in the form of a statement credit.
VISA® Platinum Business
Annual Fee
Special Offers
Rewards
Minimum Requirements
No annual fee
0% introductory rate for first 6 months.
The VISA® Platinum Business card is not a rewards card.
Authorized Officer must be 18 years of age, have a valid U.S. address, Social Security Number, and a Business Tax Identification Number (TIN).
