Little girl sitting beside her father looking out across a lake

Personal Checking Accounts

American Eagle

At the heart of the American Eagle is a package of financial services designed to help you reach your personal goals. This account provides a tiered interest rate that is determined by the daily balance in the account.

  • $2,500 balance to avoid monthly fees
  • Interest-bearing account with a tiered rate schedule
  • Liquidity at a higher rate of interest than most checking accounts
  • Unlimited check writing
  • Free 1st order of checks
  • Unlimited MasterCard debit card transactions
  • Free internet banking & PowerPay Online Bill Payment
  • $100 off mortgage closing costs
  • Free financial consultation
  • Verizon cellular phone discount program
  • Opening deposit of $5,000 required
  • Unlimited ATM transactions at American National Bank owned and operated ATM's

American National Free Checking

American National Free Checking…this checking account really is free!
Benefits include:

  • No monthly service charge or per debit charge
  • No minimum balance requirement
  • Unlimited check writing
  • Unlimited MasterCard debit card transactions
  • Unlimited ATM transactions at American National Bank owned and operated ATM's
  • Free internet banking & PowerPay Online Bill Payment
  • 1st order of checks free (1 box quantity of 150-200)
  • Free mobile banking
  • Verizon cellular phone discount program

Health Savings Account (HSA)

What is this?

An HSA account is an attractive interest bearing checking account used in conjunction with a High Deductible Health Plan (HDHP). An HSA is a tax exempt account that can be used to pay for qualified medical expenses. Interest earned is tax deferred. To qualify for an HSA:

  1. You must be covered by a HDHP.
  2. You are not covered by a health plan other than a HDHP.
  3. You are not enrolled in Medicare.
  4. You are not claimed as a dependent on another person's tax return.

Health Savings Account (HSA) Checking

  • $25.00 Application/Start-Up Fee
  • No annual fee
  • No monthly fee
  • No transaction fee
  • Unlimited MasterCard debit card transactions
  • Unlimited ATM transactions at American National Bank owned and operated ATM's
  • Free 1st order of specialty checks
  • Monthly statement or e-statement
  • Tiered interest rate based on account balance*
  • $50.00 HSA Plan transfer fee to another HSA administrator

CD Rates

View our for certificate rates.

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