Personal Checking Accounts
American Eagle
At the heart of the American Eagle is a package of financial services designed to help you reach your personal goals. This account provides a tiered interest rate that is determined by the daily balance in the account.
- $2,500 balance to avoid monthly fees
- Interest-bearing account with a tiered rate schedule
- Liquidity at a higher rate of interest than most checking accounts
- Unlimited check writing
- Free 1st order of checks
- Unlimited MasterCard debit card transactions
- Free internet banking & PowerPay Online Bill Payment
- $100 off mortgage closing costs
- Free financial consultation
- Verizon cellular phone discount program
- Opening deposit of $5,000 required
- Unlimited ATM transactions at American National Bank owned and operated ATM's
American National Free Checking
American National Free Checking…this checking account really is free! Benefits include:
- No monthly service charge or per debit charge
- No minimum balance requirement
- Unlimited check writing
- Unlimited MasterCard debit card transactions
- Unlimited ATM transactions at American National Bank owned and operated ATM's
- Free internet banking & PowerPay Online Bill Payment
- 1st order of checks free (1 box quantity of 150-200)
- Free mobile banking
- Verizon cellular phone discount program
Health Savings Account (HSA)
What is this?
An HSA account is an attractive interest bearing checking account used in conjunction with a High Deductible Health Plan (HDHP). An HSA is a tax exempt account that can be used to pay for qualified medical expenses. Interest earned is tax deferred. To qualify for an HSA:
- You must be covered by a HDHP.
- You are not covered by a health plan other than a HDHP.
- You are not enrolled in Medicare.
- You are not claimed as a dependent on another person's tax return.
Health Savings Account (HSA) Checking
- $25.00 Application/Start-Up Fee
- No annual fee
- No monthly fee
- No transaction fee
- Unlimited MasterCard debit card transactions
- Unlimited ATM transactions at American National Bank owned and operated ATM's
- Free 1st order of specialty checks
- Monthly statement or e-statement
- Tiered interest rate based on account balance*
- $50.00 HSA Plan transfer fee to another HSA administrator
CD Rates
View our for certificate rates.


