Mortgages
We guarantee…..we do call you back!
Experience the difference when you work with our A Team Mortgage Division. Everyday we work to live up to our 6 C’s of Lending:
Our Mission—Experience the 6 C’s of Lending
Communication
Keeping you informed every step of the way is our Number 1 priority. We promise to call you back in a timely manner . . . GUARANTEED!
Compassion
We believe in educating YOU on what you’re signing—Coaching consultations always FREE!
Choices
Our Bank offers more loan possibilities than ever before!
Confidence
We are a Bank and we are behind your process All The Way!
We are family-owned and operated. Feel the warmth of hometown lending.
Control
WE WORK AS A TEAM! PERIOD! Our Team and You control your entire process from our first meeting to personally bringing your check to the closing table.
WE WILL ALWAYS HAVE COMPETITIVE PRICING BUT OUR SERVICE MAKES US STAND OUT ABOVE THE REST!
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A Team Mortgage Products
You find the home…we will make it a reality.
Fixed Rate Mortgages
30, 25, 20, 15, 10, and 5 year fixed programs where the rate stays the same throughout the duration of your loan.
Adjustable Rate Mortgages
1, 3, 5, 7, and 10 year programs. Especially for borrowers seeking lower payment options or for those planning to live in the home short term.
100% Loan Programs
We offer 10 different options for those who can afford the monthly payments but have no down payment.
Jumbo Loans
For loan amounts from 359,650 up to 2 million.
Long Term Locks
For those borrowers building a home who may not want to gamble with the rate possibilities upon completion.
Subprime Loans
For those with bruised credit.
Loans for the Self-Employed Borrower
No Income No Asset, Stated Income Stated Asset, No Income No Asset No Employement options
Home Equity Lines of Credit
Up to 100% Loan to Value
Piggyback Loans
To keep borrowers out of private mortgage insurance. Choose 80/10/10, 80/15/5, or 80/20 options.
Self Employed Borrower
No Income, No Asset, No Problem! We have a mortgage program just for you.
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