Commercial Loans

Agriculture Loans
Revolving Lines of Credit
Commercial Real Estate

Adequate financial resources are essential to every business, no matter how large or small. Our Commercial Lenders are dedicated to meeting the unique financial service needs of smaller businesses. Their innovative products and high attention to service will help you meet your financial goals for many years to come.

Whether you need funds as a new business owner or are a seasoned veteran and want to purchase equipment, inventory or a building, American National Bank of DeKalb County offers a loan product to meet your needs.

Personal Service You Need:

Benefit from our specialized Business Banking with:

A dedicated Relationship Manager who deals with businesses like yours
A single point of contact within the bank for all financial services
Streamlined credit application processing
Financial solutions tailored to your specific needs

Agriculture Loans

American National Bank of DeKalb County is committed to the most important industry in rural America. We've remained strong, and maintained our relationship to our agricultural lending customers through the many peaks and valleys of the agricultural economic cycles.
We can provide working capital for your operation. Funds are advanced based on the availability of current assets as collateral, such as livestock, feed and grain, accounts receivable and hedging account equity. Operating loan commitments are made for a term of one year and are monitored with monthly borrowing base certificates, on-site inspections (frequency determined for each borrower) financial statements and tax returns. Interest rates are variable, and are determined by your financial condition.
Machinery & Equipment Loans provide funds for you to maintain and expand your facilities. Advance rates are determined by type of collateral, and loan commitments are made for terms in accordance with the useful life of the collateral.

Revolving Lines of Credit

Working capital funds for your day-to-day operations enable your business to maximize its profitability. Operating Lines of Credit can be structured as a simple overdraft protection, tied to a borrowing base or as a complex cash collateral account.
Commercial Real Estate

American National Bank of DeKalb County has lenders that pride themselves on delivering the products and services you need at the superior level that you expect. We've assembled a team of knowledgeable, dedicated lending professionals who recognize that companies like yours have their own unique character. Think of our experienced lending specialists as part of your team as they work with you to find financial solutions tailored to your company.
We know the Commercial Real Estate business and our track record proves it. We offer a full range of services. You'll receive total underwriting and servicing support, benefiting from our thorough understanding and knowledge of every aspect of the commercial real estate industry.

Commercial Real Estate

Construction Loans
Permanent Loans
Property Types Financed
- Industrial - Office/Warehouse/Manufacturing
- Office
- Retail
- Churches
- Apartments
- Land Development
- Residential
- Commercial
- Special Use





		Commercial Loans Agriculture Loans Revolving Lines of Credit Commercial Real Estate Adequate financial resources are essential to every business, no matter how large or small. Our Commercial Lenders are dedicated to meeting the unique financial service needs of smaller businesses. Their innovative products and high attention to service will help you meet your financial goals for many years to come. Whether you need funds as a new business owner or are a seasoned veteran and want to purchase equipment, inventory or a building, American National Bank of DeKalb County offers a loan product to meet your needs. Personal Service You Need: Benefit from our specialized Business Banking with: A dedicated Relationship Manager who deals with businesses like yours A single point of contact within the bank for all financial services Streamlined credit application processing Financial solutions tailored to your specific needs Back to Top Agriculture Loans American National Bank of DeKalb County is committed to the most important industry in rural America. We've remained strong, and maintained our relationship to our agricultural lending customers through the many peaks and valleys of the agricultural economic cycles. We can provide working capital for your operation. Funds are advanced based on the availability of current assets as collateral, such as livestock, feed and grain, accounts receivable and hedging account equity. Operating loan commitments are made for a term of one year and are monitored with monthly borrowing base certificates, on-site inspections (frequency determined for each borrower) financial statements and tax returns. Interest rates are variable, and are determined by your financial condition. Machinery & Equipment Loans provide funds for you to maintain and expand your facilities. Advance rates are determined by type of collateral, and loan commitments are made for terms in accordance with the useful life of the collateral. Back to Top Revolving Lines of Credit Working capital funds for your day-to-day operations enable your business to maximize its profitability. Operating Lines of Credit can be structured as a simple overdraft protection, tied to a borrowing base or as a complex cash collateral account. Commercial Real Estate American National Bank of DeKalb County has lenders that pride themselves on delivering the products and services you need at the superior level that you expect. We've assembled a team of knowledgeable, dedicated lending professionals who recognize that companies like yours have their own unique character. Think of our experienced lending specialists as part of your team as they work with you to find financial solutions tailored to your company. We know the Commercial Real Estate business and our track record proves it. We offer a full range of services. You'll receive total underwriting and servicing support, benefiting from our thorough understanding and knowledge of every aspect of the commercial real estate industry. Back to Top Commercial Real Estate Construction Loans Permanent Loans Property Types Financed Industrial - Office/Warehouse/Manufacturing Office Retail Churches Apartments Land Development Residential Commercial Special Use Back to Top